Portuguese Mortgage Calculator
Use this calculator to estimate your monthly mortgage payments for property in Portugal. Adjust the values below to see how different loan amounts, interest rates, and terms affect your payments.
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Mortgage Details
Max loan term: 30 years (70 minus age)
Down payment amount: € 50,000.00
Auto-calculated: Property price minus down payment
Maximum term based on age: 30 years
Fixed rate for private loans
Payment Summary
Monthly Payment
€917.51
Loan Amount
€200,000.00
Down Payment
€50,000.00
Total Interest
€75,253.28
Total Cost
€275,253.28
First Year Payment Schedule
| Month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | €917.51 | €467.51 | €450.00 | €199,532.49 |
| 2 | €917.51 | €468.56 | €448.95 | €199,063.93 |
| 3 | €917.51 | €469.62 | €447.89 | €198,594.31 |
| 4 | €917.51 | €470.67 | €446.84 | €198,123.64 |
| 5 | €917.51 | €471.73 | €445.78 | €197,651.90 |
| 6 | €917.51 | €472.79 | €444.72 | €197,179.11 |
| 7 | €917.51 | €473.86 | €443.65 | €196,705.25 |
| 8 | €917.51 | €474.92 | €442.59 | €196,230.33 |
| 9 | €917.51 | €475.99 | €441.52 | €195,754.33 |
| 10 | €917.51 | €477.06 | €440.45 | €195,277.27 |
| 11 | €917.51 | €478.14 | €439.37 | €194,799.13 |
| 12 | €917.51 | €479.21 | €438.30 | €194,319.92 |
Disclaimer: This calculator provides an estimate only and should not be considered financial advice. Actual mortgage terms and rates may vary. Contact our mortgage advisors for personalized advice on Portuguese mortgages.
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