GetMortgage - Premium Mortgage Solutions in Portugal | Find the Best Portuguese Mortgage Options Easily

Expert Mortgage Solutions in Portugal

Navigate the Portuguese property market with confidence. Schedule a free consultation with our expert mortgage brokers who specialize in helping both locals and foreign buyers secure the best mortgage rates across Portugal.

FREE
EXPERT MORTGAGE BROKER SERVICE
No-Obligation Consultation

Schedule a free call with a Portuguese mortgage expert to discuss your specific needs and get personalized advice.

Expert mortgage brokers • No sales pressure
Portuguese mortgage specialists with local knowledge
Expert mortgage brokers with local knowledge
Specialized in Golden Visa and NHR program mortgages
4.9/5 from 300+ satisfied clients in Portugal

Portuguese Mortgage Experts

Why Choose Our Free Broker Service

Our expert advisors provide personalized guidance to help you navigate the Portuguese mortgage market and secure the best terms available.

Expert Portuguese Banking Advice

Our advisors have established relationships with all major Portuguese banks like Caixa Geral de Depósitos, Millennium BCP, and Santander Totta, allowing us to guide you toward exclusive mortgage rates not available to the public.

Non-Resident Specialist Advisors

Our advisors specialize in helping non-residents navigate Portugal's mortgage system, providing guidance on Golden Visa, NHR (Non-Habitual Resident) status, and tax implications for foreign buyers.

Trusted Mortgage Brokers

Our network of expert mortgage brokers has established relationships with all major Portuguese banks, ensuring you get access to the best mortgage rates and terms available in the market.

Comprehensive Broker Support

From NIF acquisition advice to tax representation guidance, property search recommendations, and mortgage arrangement—our brokers can guide you through the entire process of buying property in Portugal.

Portuguese Mortgage Solutions

Specialized Mortgage Services in Portugal

We offer comprehensive mortgage solutions tailored to both Portuguese residents and international buyers looking to invest in Portuguese property.

Fixed & Variable Rate Mortgages

Access both fixed and variable rate mortgage options from all major Portuguese banks with competitive rates negotiated exclusively for our clients.

Golden Visa Mortgage Options

Specialized mortgage solutions for Golden Visa investors purchasing qualifying Portuguese properties, with expertise in meeting program requirements.

Non-Resident Mortgages

Specialized mortgage options for non-residents buying in Portugal, with tailored solutions for UK, EU, US, and other international buyers.

Specialized Mortgage Solutions For Every Need

Whether you're an individual looking to purchase your dream home or a business seeking investment property financing, we have tailored solutions for you.

Private Mortgages

  • Lower interest rates (typically around 2.7%)
  • Longer repayment terms (up to 70 minus your age)
  • Fixed and variable rate options available
  • Specialized options for Golden Visa and NHR program participants

Our team specializes in navigating Portugal's unique mortgage landscape for expatriates and locals alike, ensuring you get the most favorable terms.

Business Mortgages

  • Financing available based solely on a strong business plan
  • Competitive interest rates (around 4.0% for companies)
  • Tailored for Portuguese Lda. companies and other business entities
  • Financing for commercial real estate, rental properties, and hospitality ventures

Our commercial mortgage specialists can help structure financing that aligns with your business goals, including innovative solutions for startups and established companies.

Not sure which option is right for you? Our expert advisors will analyze your specific situation and recommend the best mortgage solution.

Schedule Free Consultation

Trusted by Clients Across Portugal

Read testimonials from clients who successfully secured their Portuguese mortgages with our expert guidance, from Lisbon to Algarve and beyond.

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Portuguese Mortgage Tracking

Monitor Your Mortgage Application

Our exclusive client dashboard gives you real-time updates on your Portuguese mortgage application status and all required documents.

Portuguese Mortgage Application Dashboard

Initial Application Submitted June 15, 2023
NIF Number Verification Complete June 16, 2023
Bank Assessment (Santander Totta & Millennium BCP) In Progress
Mortgage Offer Received Pending

FAQ

Portuguese Mortgage FAQ

Common questions about mortgages in Portugal for both residents and international buyers

No FAQs available yet.